Started to treat this as a bug (while setting up a new machine w/CM for a novice user); but feel it could be better improved via an RFE. When setting up folder Properties Compose/Reply/Forward templates, %X allows specifying where the cursor appears... However, this only works if %X is within the body; it's ignored in Subject. Without a template, the cursor goes to the next destination (To:) Proposal: - allow %X in both Subject and Body (already is :) - if only one %X, use it - if %X in both Subject and Body, go to Subject location first; then, on Tab, jump to %X location in body.